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7 Steps for Buying a House: Save for a down payment. Get pre-approved for a mortgage. Find a real estate agent. Go house hunting. Submit an offer. Get a home inspection. Close on your house.
Save for a Down Payment
How much should you save Down payment ?We recommend putting down at least 10% on your new home, but 20% is even better because you avoid private mortgage insurance (PMI). That's an extra cost added to your monthly mortgage payment, and it doesn’t go toward paying off your mortgage balance. Closing costs and prepaids & Moving and other expenses
Find real estate agent
You may know a lot of real estate agents in your area. But keep in mind that not all agents bring the same knowledge and experience to the table. As a home buyer, working with a rock star agent is one of the biggest advantages you can give yourself!
Go House Hunting
Before you dive into the home search, create a list of must-have home features. Your agent will be able to help you set realistic expectations and target your search to areas you can afford.